Investment Return Calculator

Currency

Initial Value

Final Value

Optionally include dividends/interest in final value.

Period (years, optional)

yrs

Show

Chart Yearly schedule

Total Return

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CAGR (Annualised)

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Gain / Loss

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Final Value

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Investment Return Calculator – ROI, CAGR & Growth Estimator

Use our free Investment Return Calculator to estimate the performance of your investments. Whether you’re checking the ROI (Return on Investment), calculating CAGR (Compound Annual Growth Rate), or projecting the future value of stocks, mutual funds, or SIPs, this tool gives you quick, accurate results.

What is an Investment Return Calculator?

An investment return calculator helps you measure how much profit or loss you’ve made on an investment. It works for:

Stocks & Shares – calculate stock return percentage, CAGR, and growth.
Mutual Funds & SIPs – estimate SIP returns, lump sum returns, and total profit.
General Investments – check ROI for any type of investment, including real estate, bonds, or ETFs.

Instead of complex math, you can input your initial amount, final amount, and period to get instant results.

amount, and period to get instant results.

How to Calculate Investment Returns

There are two main ways to measure growth:

ROI (Return on Investment)
$(F ina l Va l u e - I ni t ia l Va l u e) \div I ni t ia l Va l u e \times 100$

Example: Invested $10,000 → Value now $13,500 → ROI = 35%.

CAGR (Compound Annual Growth Rate)
$Final Value ÷ Initial Value)^(1 ÷ Years) – 1$

Example: $10,000 → $13,500 in 3 years → CAGR ≈ 10.5% per year.

ROI vs CAGR – Which One Should You Use?

ROI is simple and shows total percentage return.
CAGR is more accurate for longer-term investments, since it accounts for annual compounding.

Tip: Use ROI for short-term investments, and CAGR for long-term growth.

Future Value Calculator

Our calculator also includes a Future Value projection:

Enter your initial investment, expected annual growth rate, and years.
Instantly see your final value, total gain, and annualised return.
Useful for mutual funds, stocks, SIPs, and retirement planning.

Mutual Fund Return Calculator

For mutual funds, our tool works as a:

SIP Investment Return Calculator – for systematic monthly investments.
Mutual Fund Lump Sum Calculator – for one-time investments.
Mutual Fund CAGR Calculator – to check long-term growth.

Stock Return Calculator

Our calculator is also a stock market return calculator.
You can:

Enter purchase price and current price.
Calculate ROI and CAGR.
Estimate stock growth over multiple years.

This helps compare different stocks, ETFs, or portfolios.

Why Use an Online Return Calculator?

✔ Fast, accurate, no manual math.
✔ Works for stocks, SIPs, mutual funds, bonds, or real estate.
✔ Provides ROI, CAGR, and growth projections instantly.
✔ Helps compare investment strategies side by side.

FAQs – Investment Return Calculator

Q1: What is ROI in investing?
ROI (Return on Investment) shows the percentage gain or loss compared to the initial investment.

Q2: What is CAGR?
CAGR (Compound Annual Growth Rate) is the smoothed annual growth rate of an investment over a given period.

Q3: Which is better: ROI or CAGR?
ROI is best for short-term or single-period returns, while CAGR is better for long-term investments.

Q4: Can this calculator be used for mutual funds?
Yes. It works for mutual funds, SIPs, lump sums, and systematic withdrawal plans (SWPs).

Q5: Can I use it for stocks?
Yes. It doubles as a stock return calculator, showing ROI and CAGR for shares and portfolios.

Q6: Does the calculator consider inflation?
No. Values are nominal. Subtract inflation from CAGR for real returns.